[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dg307.cz\/u-koho-si-pujcuji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.dg307.cz\/u-koho-si-pujcuji-podnikatele\/","headline":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9","name":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9","description":"Kdy\u017e se podnikatel dostane do finan\u010dn\u00edch t\u011b\u017ekost\u00ed, nejednou mu nezb\u00fdv\u00e1 nic jin\u00e9ho ne\u017e si vz\u00edt n\u011bjakou p\u016fj\u010dku, aby se mu poda\u0159ilo udr\u017eet firmu nad vodou. Proto\u017ee je t\u0159eba platit dodavatel\u016fm, zam\u011bstnanc\u016fm, st\u00e1tu a kdekomu dal\u0161\u00edmu a nikdo z doty\u010dn\u00fdch se nept\u00e1, kde na to takov\u00fd podnikatel vezme a zda na to v\u016fbec m\u00e1. A i […]","datePublished":"2019-08-07","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.dg307.cz\/author\/#Person","name":"dg307.cz\n","url":"https:\/\/www.dg307.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dg307.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dg307.cz\/wp-content\/uploads\/img_a360557_w1785_t1574181280.jpg","url":"https:\/\/www.dg307.cz\/wp-content\/uploads\/img_a360557_w1785_t1574181280.jpg","height":0,"width":0},"url":"https:\/\/www.dg307.cz\/u-koho-si-pujcuji-podnikatele\/","about":["Ekonomika"],"wordCount":430,"articleBody":"      Kdy\u017e se podnikatel dostane do finan\u010dn\u00edch t\u011b\u017ekost\u00ed, nejednou mu nezb\u00fdv\u00e1 nic jin\u00e9ho ne\u017e si vz\u00edt n\u011bjakou p\u016fj\u010dku, aby se mu poda\u0159ilo udr\u017eet firmu nad vodou. Proto\u017ee je t\u0159eba platit dodavatel\u016fm, zam\u011bstnanc\u016fm, st\u00e1tu a kdekomu dal\u0161\u00edmu a nikdo z doty\u010dn\u00fdch se nept\u00e1, kde na to takov\u00fd podnikatel vezme a zda na to v\u016fbec m\u00e1. A i doty\u010dn\u00fd \u010dlov\u011bk s\u00e1m chce m\u00edt na \u017eivobyt\u00ed. A pokud u\u017e si takov\u00fd podnikatel mus\u00ed p\u016fj\u010dit, proto\u017ee mu firma z n\u011bjak\u00e9ho d\u016fvodu nevynesla tolik, kolik by bylo \u017e\u00e1douc\u00ed, nejednou je jeho volbou hypot\u00e9ka bez registru Nebankovn\u00ed hypot\u00e9ky \u00fav\u011bry. Pro co\u017e existuje hned n\u011bkolik logick\u00fdch d\u016fvod\u016f. P\u0159edn\u011b tu doty\u010dn\u00fd nemus\u00ed platit za nic p\u0159edem, necht\u011bj\u00ed tu po n\u011bm \u017e\u00e1dn\u00e9 poplatky, dokud mu nic neposkytnou. D\u00e1le je tu v\u00fdhodou, \u017ee se vy\u0159izov\u00e1n\u00ed t\u00e9to p\u016fj\u010dky obejde i bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a slo\u017eit\u00e9ho prokazov\u00e1n\u00ed kde\u010deho. Doty\u010dn\u00fd tu tak\u00e9 nemus\u00ed p\u0159edkl\u00e1dat dostate\u010dn\u011b dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Obejde se to i bez registr\u016f dlu\u017en\u00edk\u016f neobsahuj\u00edc\u00edch \u017e\u00e1dn\u00e9 z\u00e1znamy. Nab\u00edz\u00ed se tu i hodn\u011b dlouh\u00e1 lh\u016fta splatnosti, dosahuj\u00edc\u00ed a\u017e \u010dty\u0159iceti let. D\u00e1v\u00e1 se tu do z\u00e1stavy nemovitost a \u00fam\u011brn\u011b jej\u00ed hodnot\u011b lze z\u00edskat p\u016fj\u010dku a\u017e do v\u00fd\u0161e sto milion\u016f korun. Poskytuje se a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti. \u010clov\u011bk dost\u00e1v\u00e1 smlouvu v p\u0159edstihu a v\u0161e je s n\u00edm probr\u00e1no, nehroz\u00ed tedy skryt\u00e9 z\u00e1ludnosti, kter\u00e9 by mohly \u017eadatele v budoucnu po\u0161kodit. \u00daroky jsou tu n\u00edzk\u00e9. Je tu mo\u017enost z\u00edskat pen\u00edze i jako kontokorent, tedy platit \u00faroky jen za skute\u010dn\u011b vy\u010derpan\u00e9 pen\u00edze. Splacen\u00ed je mo\u017en\u00e9 i p\u0159ed\u010dasn\u011b a bez sankc\u00ed. Pen\u00edze lze z\u00edskat i ji\u017e v den podpisu smlouvy. Z\u00edskan\u00e9 prost\u0159edky lze pou\u017e\u00edt na cokoliv, co souvis\u00ed s podnik\u00e1n\u00edm. Tedy klidn\u011b i na vyplacen\u00ed exekuc\u00ed, spl\u00e1cen\u00ed jin\u00fdch \u00fav\u011br\u016f \u010di dluh\u016f soci\u00e1ln\u00ed spr\u00e1v\u011b, finan\u010dn\u00edmu \u00fa\u0159adu \u010di zdravotn\u00ed poji\u0161\u0165ovn\u011b. A jak je z\u0159ejm\u00e9, jedn\u00e1 se o finan\u010dn\u00ed produkt, kter\u00fd m\u016f\u017ee leckter\u00e9ho z podnikatel\u016f zachr\u00e1nit i v nouzi nejvy\u0161\u0161\u00ed. A to je pot\u011b\u0161uj\u00edc\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si p\u016fj\u010duj\u00ed podnikatel\u00e9","item":"https:\/\/www.dg307.cz\/u-koho-si-pujcuji-podnikatele\/#breadcrumbitem"}]}]